Every Zip Money purchase comes with a minimum of 3 month interest free period with some retailers offering
up to 50 months interest free. After the interest free period, a standard interest rate of 19.9%
p.a. applies.

There may be a one-off set-up fee depending on your account limit, which we’ll add this to your balance so
there’s nothing to pay upfront. There’s a $6.00 monthly account fee, which is waived if your closing
balance is paid by the due date. No balance no fee.

Finally, we may charge a $15 late payment fee if you don’t meet the monthly minimum, and a $5 bank dishonour
fee if your scheduled payment was rejected or dishonoured by your bank. That’s it.