Repayments start from just $40 a month and are based on your account’s credit limit. Simply choose from weekly,
fortnightly or monthly, and pay any amount you like as long as you meet the monthly minimum for your account
(outlined in your contract).

Every Zip Money purchase comes with an interest free period. Pay off your purchase within this period and
you won’t pay any interest. After this period, a standard interest rate of 19.9% will apply to
any remaining balance.

You can also make additional payments at any time, and there are no penalties for paying off your purchase
early. Finally, if there’s nothing owing on your account, there’s nothing to pay and no fees. Your account
simply remains active until you’re ready to make a purchase.